US buyers in Catalonia
Buy in Catalonia with a mortgage plan you can understand
We help you organise the financing, documents and Spanish buying process from your first review to the notary.
Review my mortgage optionsD378
Registered with the Bank of Spain
Catalonia
Local mortgage guidance
English
Support from first review to notary
Banks we work with
Financing at a glance
A clearer view of your financing range
Non-resident offers often start around 60% of the property value. Some buyer profiles may reach a higher range through our lender network.
Typical non-resident range
60%
Potential lender-network range
80%
The final amount depends on the buyer profile, lender and property.
A simpler process
Three steps from questions to a clear route
Review your position
We look at your income, funds, plans and timing before you commit to a property.
Prepare the route
We organise the lender approach and explain the documents you need in plain English.
Move toward completion
We stay with the process through valuation, bank approval and the Spanish notary.
What to prepare
Start with the documents that shape the mortgage
You do not need every Spanish document on day one. A focused first review tells us what matters next.
Your financial profile
- Income and employment evidence
- Recent bank statements
- Credit and debt information
Your purchase plan
- Target area and budget
- Available funds for deposit and costs
- Primary home, second home or investment
The Spanish essentials
- NIE foreigner number
- Spanish bank account when required
- Property and notary documents
Before you start
Questions buyers ask first
Short answers to the decisions that usually come before a mortgage review.
Your first review
Tell us about your purchase
Share your contact details and we will help you identify the next useful step.